How to use Apple Pay on Mac (macOS 13 Ventura)

In the modern world, buying a latte is simple and doesn’t need searching through your luggage for your credit card or stray change. With tools like Wallet and Apple Pay, you can quickly and securely buy things online or in stores with a few taps on your iPhone or Apple Watch.

But only the iPhone and Apple Watch can use Apple Pay. To make checkout faster, you can also use Apple Pay on your Mac with macOS Ventura. Everything you need to know about configuring and utilising Apple Pay on your Mac is provided here.

Things to know before using Apple Pay on Mac

  1. Before diving in, you need a compatible Mac model, which includes any of the following:
    • Mac models with Touch ID
    • Older Mac models (introduced in 2012 or later) paired with an Apple Pay-enabled iPhone or Apple Watch
    • Mac computers with Apple Silicon paired with a Magic Keyboard with Touch ID
  2. Aside from a compatible Mac device, you’ll also need an Apple ID signed in on your Mac and:
    • a card from a compatible credit card issuer or bank
    • an Apple ID signed in on your Mac

How to set up Apple Pay on Mac with Touch ID

You need to enable Touch ID (which you were prompted to do during start setup) and update your payment information in order to set up Apple Pay on a Mac running macOS 13 Ventura.

Here is our instructions to turning on Touch ID on your Mac if you haven’t already. Make sure Apple Pay is enabled for Touch ID.

Toggle on Use Touch ID for Apple Pay

The next part is adding payment details to your Mac. Here’s what you need to do on your device:

  1. Go to the Apple menu → System Settings.
  2. Scroll down and select Wallet & Apple Pay from the sidebar.
  3. Click Add Card. Enter your payment information. You can use your existing payment method if you’re already using Apple Pay on your iPhone or another Apple device linked to your Apple ID for iTunes Store and App Store purchases.
  4. Click Use a card on file. You might be asked to enter the card’s security code. Click Next to confirm.
  5. If you don’t have a payment method stored on file yet, select Add a new card and scan your card’s details by placing it in front of your Mac’s camera, ensuring that it fits on the frame shown on the screen.

    Alternatively, you can select Enter Card Details Manually and manually provide all the requested card information. Verify your card number and click Next.
  6. Verify your card’s expiration date and enter your three-digit security code. Click Next
  7. Click Accept to confirm your understanding and acceptance of the terms and conditions.
  8. Select your preferred verification method and click Next
  9. Type in the code you received and select Next. Your credit card should immediately be added to your Apple Pay wallet. However, some banks and credit card issuers may need more time to verify your information.

To avoid any delays during the checkout process, you should also make sure that your email address and shipping information are accurate. After double-checking your information, click the Contact and Shipping button located beneath the list of cards.

Note: Signing out of your Apple ID account will require you to set up Apple Pay again—this includes adding any cards you’ve previously added to Apple Pay on your Mac.

How to set up Apple Pay on Mac without Touch ID

You might be concerned that you can’t use Apple Pay without a Touch ID if you have an older model of Mac.

Thankfully, you can connect your Mac to another Apple device equipped with a biometric sensor thanks to the amazing Apple ecosystem. Having said that, if your Mac has a Handoff function and a credit card saved on your iPhone or Apple Watch, you can still set up Apple Pay on your Mac without a Touch ID.

To set it up, do the following on your iPhone:

  1. Open Settings → scroll down and tap Wallet & Apple Pay.
  2. Toggle Allow Payments on Mac.

    Open Settings scroll down and tap Wallet Apple Pay

On your Apple Watch:

  1. Launch the Watch app on your iPhone.
  2. Tap Wallet & Apple Pay.
  3. Tick Allow Payments on Mac.

Here’s an updated list of all the banks and credit cards that support Apple Pay. Once you’ve sorted out these basic requirements, go through the steps below to begin using Apple Pay on your Mac.

How to manage cards in Apple Pay on Mac

You can easily manage your cards and access your card information directly from your Mac if you add a card from your Mac with Touch ID.

  1. Just go to System Settings → Wallet & Apple Pay. 
  2. Click a card in the sidebar and view the card’s information, including its account number, billing address, bank contact information, and transaction details.

You can also remove payment cards on your Mac with Touch ID:

  1. Go to System Settings → Wallet & Apple Pay.
  2. Select the card you want to remove → click the Remove (–) button.

How to use Apple Pay in Safari on Mac

Be aware that Apple Pay is only accessible through Safari on a Mac before you go on a buying binge.

To make a purchase, you must switch to Apple’s built-in browser if you’re currently using another online browser.

In addition, not all websites accept Apple Pay; however, if you see the Apple Pay logo while checking out, the website you’re visiting does.

A complete list of retailers that accept Apple Pay is shown below. Since this is always updated, you can save this page for future use.

Make purchases in Safari

  1. To make a purchase, just click Apple Pay in the checkout options. If you have more than one card, select which card you want to use. You can also change your contact information and shipping address. 
  2. If you’re using a Mac with a Touch ID, place your finger on the sensor to complete the purchase.
    • If you haven’t set it up yet, tap the Pay button in the Touch Bar and type your password.
    • If your Mac doesn’t have a Touch Bar, double-tap the Touch ID and enter your password (for Macs with Apple Silicon) to go forward.
  3. If you’re using your Mac along with another Apple device, complete your purchase by doing the following:
    • On your Mac computer: Use the Touch ID on your Mac computer’s Magic Keyboard.
    • On your iPhone: Double-click the side button and authenticate the purchase using Touch ID, Face ID, or your iPhone passcode.
    • On your Apple Watch: Double-click the side button on your unlocked Apple Watch.

View transaction details

 Not all cards offer transaction data, and the cards’ ability to examine transactions varies. Some cards might just list the purchases you’ve made on your Mac, while others might show all of the card’s most recent purchases.

To review your transaction details on your Mac:

  1. Go to Apple menu → System Settings.
  2. Click Wallet & Apple Pay in the sidebar.
  3. Click a card.
  4. Turn on Show transaction notifications. You should see the most recent transactions with the card on the right.

FAQs

Is Apple Pay compatible with Mac?

Even older Mac machines and the majority of newer models accept Apple Pay. If you have an iPhone or Apple Watch that supports Apple Pay with you, you can use Apple Pay on your old Mac even if it doesn’t have Touch ID.

How do I use Apple Pay on my iPhone to pay on my Mac?

Simply complete your transaction as normal and choose Apple Pay at the checkout. Use the passcode, Face ID, Touch ID, or side button on your Apple Watch or iPhone to complete the transaction.
Keep in mind that Handoff is the method used by Apple Pay to transfer payment-related data from your Mac to your iPhone or Apple Watch.

Wrapping up…

Your checkout process is made simpler and your transactions are confidential when using Apple Pay on your Mac. Even your outdated Mac can take advantage of this function, as it is not just for Macs with Touch IDs. Keep in mind that it’s also about improving security and upholding privacy—it’s not simply about saving time.

Did you successfully install Apple Pay on your Mac with macOS 13 Ventura? Comment below with your experience!

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