How to use Apple Pay on Apple Watch: A step by step guide

How to use Apple Pay on Apple Watch

Apple Pay is a mobile payment service by Apple Inc. It’s no longer just a sci-fi movie idea. With Apple Watch, contactless payments may now be made in a matter of seconds. The process has just been simpler with Apple Pay.

This eliminates the need to rummage through pockets or look through cards. Everything you need to know about configuring and utilising Apple Pay on your Apple Watch is provided here.

How to set up Apple Pay on Apple Watch

There are two ways to set up Apple Pay on your Apple Watch. One is via your Apple Watch, and the other is via the iPhone paired with your watch.

You’ll also need your card (or just the necessary information) you want to add to your Apple Pay. 

How to add a card to Apple Watch via iPhone

Open the Watch app on your iPhone. Choose the My Watch tab → Scroll down and select Wallet & Apple Pay.

If you already have cards added to your other Apple devices, they will appear here. To add any of these cards:

  1.  Tap Add next to the card.
  2. Enter the card’s CVV
  3. On your Apple Watch, you may also personalise the notifications and alerts for Apple Pay. Tick If you want Apple Pay notifications and alerts on your watch to match those on your iPhone, select Mirror my iPhone.
  4. The Watch app will encourage you to generate a passcode if you don’t already have one for your Apple Watch because doing so is necessary in order to use Apple Pay.
  5. Read through the Terms and Conditions → Agree.
  6. Choose how you want to verify your card on Apple Pay → Tap Next.
  7. Select Done.

If you want to add a different card that’s not yet on the list:

  1. Tap  Add Card → Continue.
  2. Choose from Apple AccountDebit or Credit Card, or Transit Card.
  3. Scan your card using your iPhone or manually enter your card details.
  4. Verify your card → tap Done.

How to add a card from Apple Watch

You also have the option to add a new card from your Apple Watch directly. To do this:

  1. Go to the Wallet app on your Apple Watch.
  2. Tap Add Card.
  3. Select from Apple AccountDebit or Credit Card, or Transit Card.
  4. Follow the onscreen instructions.

If you’re wondering of things you can do with your watch apart from your iPhone, check out our article. 

How to make a purchase with Apple Pay on Apple Watch

  1. Double-tap the side button of your Apple Watch. 
  2. If you have several cards set up, swipe to the left or right to choose the card you want to use. 
  3. Place your watch a few centimeters near the reader as you would a regular card.
  4. Wait for sound and haptic feedback for confirmation.
  5. Press the Digital Crown to get back to the Watch Face.

How to manage Apple Pay through Apple Watch

Now that you’re done setting it up, here are some other things you may want to modify:

  • Choose your default card: On your iPhone, launch the Apple Watch app. Click on My Watch and then select Wallet & Apple Pay. Choose the card you want by tapping Default Card.
  • Reorder payment card: Go to the Wallet app on your Apple Watch, then touch, hold, and drag a card to change the order in which your cards are displayed.
  • Remove a card from Apple Pay: Head to the Wallet app → Tap and select a card → scroll down and tap Remove.
  • Change in-app default transaction details: Your in-app transaction details, such as the default card you want to use, your chosen shipping address, email address, and phone number, are easily editable. Go to your iPhone’s Apple Watch. Go to Wallet & Apple Pay in My Watch. When you see Transaction Defaults, scroll down and tap the ones you wish to change.

What to do if your Apple Watch gets lost or stolen?

  • The first thing you should do is to put your Apple Watch in Lost Mode to prevent others from using it to make purchases using your Apple Watch.
  • Also, head to and sign in using your Apple ID. Then remove the ability to pay using your cards in Wallet.
  • Be sure to inform your card issuers so they can immediately freeze and deactivate your accounts. 

Wrapping up…

Secure payments for goods and services are quick, simple, and convenient with Apple Pay on your Apple Watch. Wherever contactless payments are permitted, you can purchase products with your watch with just a few taps.

Did you successfully configure Apple Pay on your Apple Watch? Tell us in the comments section below!


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